While I was on maternity leave, I got a new checking account at the bank across the road. I am a grown up now, and have to balance the account. My old checking account was so far off, there was no hope of balancing it. I still don't think there is, and the balance remains (I think) at zero. So I have been pretty diligent about this so far. Luna is almost 4 months old, so that means I have kept up on this for over 2 months. It's really not so hard. Mostly because I don't have internet banking access anymore.

That was a real kicker. I would look and see how much money was in my account on a daily basis, and spend accordingly. Nevermind that checks hadn't cleared. Nevermind that there was going to be an automatic withdrawal the next day. But like I said, grown up. Reality. FUCKING INTERNET BANKING BULLSHIT! I can't tell you how many overdraft fees that shit cost me.